What Rising Interest Rates Could Mean for Your Retirement Savings
Discover what rising interest rates mean for your retirement savings, bonds, and stock portfolio, and learn actionable strategies to protect your nest egg.
7 New Tax Changes Americans Need to Watch in 2026
Prepare for the 2026 tax year with our guide to 7 critical updates, including larger permanent standard deductions, expanded child credits, and new write-offs.
5 DIY Home Upgrades I Did for Under $500
The quiet of retirement is something you prepare for, but you never fully understand it until you’re sitting in it. For me, that quiet arrived on a Tuesday morning. After forty years as a high school history teacher, my final bell had rung. My wife, Sarah, and I had our finances in order—pensions, Social Security, […]
New Tax Legislation Affecting Homeowners in 2025
WASHINGTON D.C. – A significant and unavoidable shift in federal tax policy is set to occur at the end of 2025, creating what economists and policy analysts are calling a major “tax cliff.” This event stems from the scheduled expiration of numerous key provisions from the Tax Cuts and Jobs Act (TCJA) of 2017. For […]
The 5 Tricks I Used to Finally Stop Impulse Buying
The click was satisfying. A small, definitive sound that confirmed my purchase. In my cart was a high-end, silver bread maker with more settings than a commercial airliner. Did I bake bread? Not really. But the email I’d received that morning promised me I could be the kind of person who did. The kind of […]
I DIYed Home Decor—Here’s What Pinterest Taught Me
The silence in my house after I retired was the first thing I noticed. It wasn’t a peaceful silence. It was a loud, echoing quiet that seemed to amplify the shabbiness of my surroundings. The floral sofa my husband and I had bought in 1988 was faded and worn. The coffee table had a permanent […]
I Tried Using a Cash-Only Envelope System for a Month—This Is What Happened
It started, as many modern financial crises do, with a quiet moment and a glowing screen. I was sitting at my kitchen table, a half-empty cup of coffee cooling beside me, scrolling through my credit card statement online. It wasn’t a matter of not being able to pay the bill. Thank goodness, I’ve always been […]
7 Types of Bank Accounts You Didn’t Know You Needed
Most of us are very familiar with the basics of personal banking. We likely have a trusty checking account for daily expenses and a savings account for tucking money away. These are the workhorses of personal finance, and for good reason. But did you know there’s a wider world of types of accounts out there, […]
How to Avoid Monthly Bank Fees and Keep More of Your Money
Welcome! If you’re like many of us, you work hard for your money and want to keep as much of it as possible. Unexpected or recurring bank fees can be a source of frustration, slowly chipping away at your savings. This guide is here to empower you. We’ll walk through understanding these fees, identifying them, […]
