A Little Unhinged, A Lot Smarter: The New Wave of Money Hacks You’ll Actually Use

Where It All Started

The movement picked up steam thanks to TikTok creator @allisontalksmoney, who posted a video asking followers to share their most “unhinged” money-saving tips.

It wasn’t a joke. It was a challenge.

The post quickly went viral — hitting over 3 million views — and the comments section turned into a chaotic but brilliant brainstorming thread of financial survival tactics.

No one was talking about “make a spreadsheet.” They were talking about tricking your own brain into being smarter with money.

And that’s what makes this movement so interesting. It’s not about financial literacy in the traditional sense — it’s about emotional literacy around spending.

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Picture of Sierra Callahan

Sierra Callahan

Picture of Sierra Callahan

Sierra Callahan

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