7 Items You Should Always Buy Generic

A person sits at a table with paperwork, a smartphone showing a prescription discount app, a prescription bottle, and an insurance card.

1. Over-the-Counter Medications

This is perhaps one of the most impactful areas where choosing generic can save you a substantial amount of money. Whether it’s pain relievers (like ibuprofen or acetaminophen), allergy medication, cold and flu remedies, or antacids, the generic versions are required by the Food and Drug Administration (FDA) to have the same active ingredients, strength, dosage form, and route of administration as their brand-name equivalents.

Why generic is a smart buy: The active ingredient is what makes the medicine work. For example, the active ingredient in Tylenol is acetaminophen. The store-brand acetaminophen will work in exactly the same way to relieve pain or reduce fever, but it often costs 20-50% less. You’re paying extra for the brand name, the marketing, and the fancy packaging, not for a more effective product. Many of us rely on these medications regularly, so the savings can really add up over a year.

What to look for: Compare the “Active Ingredients” section on the labels of the brand-name and generic products. As long as they match in type and dosage, you can feel confident choosing the less expensive generic option. Always consult your doctor or pharmacist if you have any questions, especially if you manage multiple medications.

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Picture of Emily Johnson

Emily Johnson

Emily is a Midwest mom of three with a passion for stretching every dollar. With over a decade of experience managing household finances on a single income, she shares real-world budgeting tips, family savings strategies, and financial advice that actually works in everyday life.
Picture of Emily Johnson

Emily Johnson

Emily is a Midwest mom of three with a passion for stretching every dollar. With over a decade of experience managing household finances on a single income, she shares real-world budgeting tips, family savings strategies, and financial advice that actually works in everyday life.

One Response

  1. I have to disagree with the idea that all flour is created equal. Some generic lour isn’t even good enough to make play dough. Sticking with name brand flour such as Pillsbury or Gold Medal is best for baking. If you want to splurge then you can use King Arthur. If you need specialty flours then Bob’s Red Mill.

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