Step 3: Assign Every Dollar a Job
This step is the heart of the method. You don’t leave a single dollar unplanned. Even if you want to put money aside “just in case,” you still give it a job. For example, “extra cushion” or “future repairs.”
The idea is that when you look at your budget, you’ll know exactly:
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How much is going to bills,
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How much is saved, and
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How much is left for you to enjoy.
It’s a bit like lining up chairs for a family gathering—everyone gets a seat, and there are no extras left standing around.
