The Bottom Line
The zero-sum budget isn’t about being rigid or living without joy. It’s about taking charge of your money instead of letting it slip away unnoticed.
For seniors especially, it can bring peace of mind, help stretch fixed incomes, and ensure you always have something set aside for surprises.
If you’ve ever felt like money “just disappears,” give this method a try. Grab a notebook, write down your income and expenses, and start assigning every dollar a job.
Who knows? With the zero-sum budget, you might find yourself not just making ends meet—but actually enjoying more of what your money can do for you.
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