Opening a high-yield savings account is straightforward:
Research banks with competitive APYs and low fees.
Apply online—most accounts can be opened in 5–10 minutes.
Link your checking account for transfers.
Deposit funds—some require as little as $1, others $100 or more.
Set up automatic transfers to start building your balance.
Pro tip: Don’t close your old account until you’ve successfully linked and tested transfers with your new HYSA.
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