A Word About the Bigger Picture
These five updates are the headline changes for 2026, but they also point to the larger reality: Social Security is under pressure. Current estimates say the program’s trust fund could run out by 2033 if nothing changes, which would mean across-the-board benefit cuts of about 23%. Congress is aware of the problem, but solutions like raising taxes, adjusting benefits, or shifting retirement ages aren’t easy political decisions.
That’s why planning matters more than ever. Social Security is a lifeline for many seniors, but it was never meant to be the only source of retirement income. If you can, look for ways to supplement your benefits—through savings, part-time work, or even tapping into programs like senior discounts or community resources.
