8 Habits of People Who Are Never Broke

2. They Respect the Power of Small Savings

Here’s a secret: people who are never broke don’t get there by making giant, dramatic changes. They build slow and steady.

They know $20 saved every week matters. That one less takeout order adds up. That small monthly auto-transfer into savings works better than waiting for the “right moment” to start.

They treat saving like brushing their teeth—non-negotiable.

And when something unexpected hits (car repair, medical bill, the dog needs surgery), they’ve got a cushion. Not because they earn double. But because they save differently.

💡 Try this: Pick a small amount—$10, $20, even $5—and set it to auto-transfer every week. You’ll be amazed what consistency builds over time.

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Picture of Sierra Callahan

Sierra Callahan

Picture of Sierra Callahan

Sierra Callahan

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