Smart Systems: Taxes, Emergency Fund & Structure
Once Jordan started earning as an independent contractor, they hired a tax strategist.
That move alone saved them thousands — money that went straight into debt payments.
They also kept an 8-month emergency fund tucked away before attacking loans.
That way, every dollar toward debt came from stability, not panic.
Their formula was simple:
Secure the safety net → automate payments → celebrate milestones.
No complex investing hacks, no risky crypto bets — just consistent progress backed by planning.
From Debt to Wealth
Today, Mia and Jordan’s only remaining debt is their mortgage on a rental property — one that earns enough to cover itself (and then some).
Their net worth has grown to nearly $800,000, and their target number for full financial independence sits at $10 million.
They’re not chasing luxury — they’re building peace.
“I don’t need a yacht,” Mia says. “I just want mornings with coffee, no alarm clock, and the knowledge that we built this life ourselves.”
