3. Master the Art of Smart Shopping
Frugal living isn’t about never spending — it’s about knowing when and how to spend.
Start by creating a grocery list before you shop and sticking to it. Compare prices between stores and look for discount days or senior-specific savings programs. Many grocery stores offer double coupons or loyalty points that can really add up.
And remember, bulk isn’t always better. Buy what you actually use — especially when it comes to perishables. Stock up on pantry essentials when they’re on sale, and freeze extra meals for later.
Your wallet — and your future self — will thank you.













