Why Inflation Still Matters in 2025
Inflation might not be making headlines like it did during the 2022–2023 surge, but it’s still quietly hovering around 2.9%. That means if your bank is paying you less than that in annual interest, your money is shrinking in real value.
Think of it this way: if you earn 1% interest, but prices go up 3%, your purchasing power drops by 2%. That’s the “silent tax” of inflation. It doesn’t show up on a bill — but it’s real.
Now, here’s where many people miss out. While most traditional banks are still offering laughably low savings rates (sometimes as low as 0.01%), there are so many better options out there right now — if you know where to look.
