This Popular Money Advice Is Dead in 2025 — Here’s What Actually Works

3. “College is the only guaranteed path to financial success.”

For decades, this was considered universally true. But in 2025, the idea that everyone must go to college — no matter what — is becoming outdated.

Why? Because:

  • Skilled trades pay extremely well.

  • Many high-income jobs are certificate-based, not degree-based.

  • Online education is cheaper and more accessible.

  • Career-switch bootcamps (tech, design, digital marketing) have more predictable job outcomes than some degrees.

  • Student debt has become a massive burden for millions.

College is still a great choice for many people — but not for everyone.

Better advice:
Choose education based on return on investment, not pressure or tradition.

Related article:  How the Pandemic Changed Spending Habits for the 50+ Crowd — And What You Should Keep vs. Re-work
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Picture of Sierra Callahan

Sierra Callahan

Picture of Sierra Callahan

Sierra Callahan

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