Still Planning Your Retirement Like It’s 1995? Here’s a Smarter Way Forward

Your Retirement Plan Should Move With You

Think of your retirement plan as a living document — something that evolves as you do.

Health, family dynamics, housing, and personal goals can shift dramatically over time. A static plan from 10 years ago might not reflect the person you are today.

Modern retirement planning means being willing to revisit your strategy every few years:

  • Re-evaluate your withdrawal rate.

  • Update your budget to reflect new priorities.

  • Review your health insurance coverage and long-term care plans.

  • Check your investment mix and make sure it still fits your risk tolerance.

A plan that adapts grows stronger with time — just like you.

Check out this post on:  What Downsizing Taught Me About Spending Less and Living More
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Picture of Sierra Callahan

Sierra Callahan

Picture of Sierra Callahan

Sierra Callahan

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