2. They Track Every Dollar
Millionaires are surprisingly detail-oriented when it comes to money. They don’t just hope things work out — they track, review, and adjust constantly.
Even with accountants and advisors, they stay in control of their numbers. Some use budgeting apps; others still swear by spreadsheets. What matters is awareness.
Knowing exactly where your money goes gives you power.
Frugal takeaway: Treat your finances like a business. Review your “profit” (income minus expenses) monthly and optimize like a CEO.













