What’s Expected for 2026
The official announcement won’t happen until October 15, 2025, but forecasts are already in. The Senior Citizens League (TSCL) and other analysts are pointing to about 2.7–2.8%.
That may sound like a modest raise—but here’s why it’s still a big deal:
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It would mark five years in a row of COLAs over 2.5%. We haven’t seen that kind of streak in nearly 30 years.
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It’s a bit higher than the 2.5% COLA in 2025, so retirees are getting slightly more of a cushion.
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On average, it could mean about $54–$56 more per month, or $650–$670 per year for retired workers.
Now, $54 might not change the world—but that’s several extra grocery trips, help with utility bills, or even money to set aside for unexpected expenses.
Let’s see next why this COLA is considered “historic”.
