Don’t Miss This: What Happens if You Skip Your RMD

By Sierra Callahan
September 11, 2025

What’s Changing & What To Watch For

Because laws change, it’s important to stay current. Here’s what to be aware of:

The SECURE 2.0 Act (2022) is already changing RMD rules: raising the starting age to 73 (for many), then to 75 in 2033.
Penalties for missing RMDs have been reduced, and there are more opportunities to correct mistakes.
Employer retirement plan provisions vary: some plans allow you to delay taking RMDs if you’re still working and are not a 5% owner of the company. Check your plan’s rules.

You might also like: How I Automated My Finances and Finally Stopped Living Paycheck to Paycheck

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Sierra Callahan

Sierra Callahan

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