The Surprising Things I Stopped Buying to Reach My Savings Goals
It’s funny how life has a way of nudging you, sometimes gently, sometimes with a bit more force, towards a path you hadn’t quite planned. For me, that nudge came in the form of a rather stark realization about my financial future. I wasn’t in dire straits, not by any means, but I had ambitious […]
How to Refinance Your Mortgage Without Losing Your Mind
If you’re a homeowner, you’ve likely heard about mortgage refinancing. Perhaps you’re wondering if it’s the right move for you, especially now. The idea of sifting through paperwork, understanding complex terms, and making big financial decisions can feel daunting. Many of us find the prospect of refinancing a bit overwhelming. But it doesn’t have to […]
7 Stocks That Reacted Big to the Fed’s Last Rate Hike
Welcome to Pocket Watch, where we keep an eye on the financial developments that matter to you. Today, we’re exploring a topic that often makes headlines and can certainly cause ripples in our investment portfolios: decisions made by the Federal Reserve, often simply called “the Fed.” Many of us have seen how news from the […]
How to Use a Balance Transfer Card Without Damaging Your Credit
Welcome! Many of us are always looking for smart ways to manage our money, especially when it comes to credit card debt. High interest rates can feel like a heavy weight, making it difficult to pay down what you owe. A balance transfer credit card can be a fantastic tool in your financial toolkit, offering […]
15 Best Seasonal Sales Events & What to Buy at Each
We believe that everyone deserves to make their money work smarter, not harder. One of the best ways to stretch your dollars is by understanding the rhythm of retail sales. This guide is your personal sales calendar, highlighting the best seasonal deals and offering practical shopping tips to help you save throughout the year. Knowing […]
What My Spending Habits Look Like in a ‘Soft Landing’ Economy
The phrase “soft landing” started appearing in headlines a while back, and if I’m honest, my first reaction was a healthy dose of skepticism mixed with a sliver of hope. After the rollercoaster of the past few years – the pandemic’s economic whiplash, then inflation soaring to heights I hadn’t seen in decades – the […]
The First Time I Used Cashback Apps—and How I Made $85 Back
I’ve always considered myself fairly sensible with money. Not a spendthrift, by any means, but not someone who clipped every last coupon either. My generation, we learned the value of a dollar through experience – through times when things weren’t as plentiful and every penny truly counted. We knew how to make things last and […]
The Big Mistake That Tanked My Credit (and What I Learned)
It’s funny, isn’t it, how life can turn on a dime? One moment you’re sailing along, feeling secure and in control, and the next, you’re staring at the wreckage of what used to be your financial stability. I used to be one of those people who thought, “That won’t happen to me.” I was careful, […]
10 Best Websites to Find Daily Deals in 2025
Welcome, savvy shoppers! We all appreciate the thrill of finding a great deal. It feels good to get what we want or need while keeping a little extra in our pockets. In today’s digital world, discovering these bargains is easier than ever, thanks to a host of fantastic websites dedicated to daily deals and discounts. […]
