What My Spending Habits Look Like in a ‘Soft Landing’ Economy
The phrase “soft landing” started appearing in headlines a while back, and if I’m honest, my first reaction was a healthy dose of skepticism mixed with a sliver of hope. After the rollercoaster of the past few years – the pandemic’s economic whiplash, then inflation soaring to heights I hadn’t seen in decades – the […]
The First Time I Used Cashback Apps—and How I Made $85 Back
I’ve always considered myself fairly sensible with money. Not a spendthrift, by any means, but not someone who clipped every last coupon either. My generation, we learned the value of a dollar through experience – through times when things weren’t as plentiful and every penny truly counted. We knew how to make things last and […]
The Big Mistake That Tanked My Credit (and What I Learned)
It’s funny, isn’t it, how life can turn on a dime? One moment you’re sailing along, feeling secure and in control, and the next, you’re staring at the wreckage of what used to be your financial stability. I used to be one of those people who thought, “That won’t happen to me.” I was careful, […]
10 Best Websites to Find Daily Deals in 2025
10 Best Websites to Find Daily Deals in 2025 Welcome, savvy shoppers! We all appreciate the thrill of finding a great deal. It feels good to get what we want or need while keeping a little extra in our pockets. In today’s digital world, discovering these bargains is easier than ever, thanks to a host […]
7 Cashback Apps That Actually Pay You Real Money
7 Cashback Apps That Actually Pay You Real Money We all love finding a good deal, and in today’s world, your smartphone can be a powerful tool for saving money. If you’ve ever wondered if those cashback apps everyone talks about are legitimate, the answer is yes! Many of them do indeed pay you real […]
My Rewards Card Paid for Groceries Last December—Here’s How
The holiday season. For me, it’s always been a whirlwind of warmth, family, and, if I’m being perfectly honest, a little bit of financial apprehension. I love the twinkling lights, the scent of pine and cinnamon, the bustling energy, and most of all, the excuse to bake up a storm and prepare those special meals […]
How I Raised My Credit Score from 540 to 750 in Under a Year
I remember the exact moment the number 540 flashed on the screen. It wasn’t just a number; it felt like a judgment. A bright, glaring F- on a financial report card I hadn’t even realized I was failing. For years, I’d floated along, reasonably comfortable, paying bills mostly on time – or so I thought […]
4 Real-Life Ways Rising Interest Rates Are Hitting Your Wallet
It seems like every time we turn on the news, there’s talk about the economy, inflation, and something called “rising interest rates.” It can all feel a bit overwhelming. But understanding what these changes mean for your personal finances is a key step in feeling secure and in control. Many of us are wondering how […]
10 Smart Shopping Rules That Will Save You Thousands
Over the years, many of us have become quite adept at managing our household budgets and finding good value when we shop. We’ve learned through experience what works and what doesn’t. However, the marketplace is always evolving, and new temptations to spend are ever-present. Adopting a set of smart shopping tips and consistent money-saving rules […]